Diferencias regionales en el ahorro de las familias y distribución de la renta en España

The aim of this paper is to study, from a regional aggregate perspective, the household savings behaviour. With this purpose, first, it is shown the differences in personal saving rates across Spanish Comunidades Autonómas (CC.AA.) and remarked the relative importance of the different income sources... Deskribapen osoa

Egile nagusia: Ortega Aguaza, Bienvenido
Beste egile batzuk: Marchante Mera, Andrés Jesús
Formatua: Artikulua
Hizkuntza: Gaztelania
Argitaratua: Universidad de Almería 1998
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Laburpena: The aim of this paper is to study, from a regional aggregate perspective, the household savings behaviour. With this purpose, first, it is shown the differences in personal saving rates across Spanish Comunidades Autonómas (CC.AA.) and remarked the relative importance of the different income sources in the composition of personal gross disposable income by CC.AA.. Second, it is specified and estimated an aggregate saving function based on the postulates of the Life Cycle Hypothesis (LCH), in such a way that the personal gross disposable income is specified as an exogenous variable desegregated in its main components. Then, the evidence suggest that, on the one hand, the marginal propensity to save out of transfers is lower than the marginal propensity to save out of alternative income sources, this no being significantly different from zero. On the other hand, we extend the LCH basic model to take into account inflation and the existence of liquidity constrains and other determinants of household aggregate savings behaviour.